Robo Advisors have spooked parts of the Financial Industry with their no-frills Wealth Management solutions. While the ETF industry is successfully using them as another distribution platform for their products, smaller banks and independent Asset & Wealth Managers are at risk of falling behind.

In our paper we demystify the “robo” term and, shedding light on the performance of leading German players, show why we think that Multi-Asset Funds are still a very good alternative for end investors.
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